A CASH PT PRACTICE

What does that mean to you?

Insurance companies are in the business of keeping as much money to themselves as possible.

This means they are also in the business of paying providers as little as possible. We have all seen, or personally experienced, the bill for service following a hospital stay of even a routine office visit. This system has caused the fees for service to inflate and much of the burden of covering that inflation has fallen on you and me the consumer. The total fee for service is astronomically high and the truth is the provider of facility that provided that service is lucky to be paid one-quarter of that number.

Deductibles are routinely above $5,000 and premiums for a family are even higher when you add it up each month. A healthy individual or family rarely utilizes the services enough to break even. This is even more frustrating when the care provider you want to see isn’t covered under your plan, which is very common here in our NH/VT corridor with an abundance of quality “alternative care” providers that often can provide the most insight and guidance to your personal situation.

CASH PT PRACTICE

ADDED BONUS OF CASH PT

• You can still use insurance benefits to utilize services at Monadnock Physio, LLC!
• As a licensed physical therapist, I still qualify for use of HSA or FSA funds for payment. Healthcare accounts can be used to make payments directly if you have a charge card associated with the account.
• Check with your insurance provider you may still be able to submit a request for reimbursement for a portion of the cost of care as an “out of network” option.
• If requested, I can also provide a receipt with necessary information for you to file a claim for reimbursement with your insurance companies.